You have to file an insurance claim if you have been involved in a car accident, and this article will help you raise your awareness and understanding on the claims process. You are required to file a claim with your insurance company if you are involved in a car accident involving property damage or injury. Failure to report the incident to your insurance company within a reasonable amount of time, the insurance company may not honor your claim.
When filing an insurance claim, it is important to provide the detailed information of the car accident including the name insurance policy number, vehicle information (make, registration, model, and license plate number), and details of the accident (location, time, date, extent of injuries, the other driver’s name and license number, number of passengers involved, extent of vehicle damage, license plate numbers and identification numbers of other vehicles involved, as well as the description of the accident). Along with your insurance agent, the best person who can help you in understanding the coverage of your insurance policy and in filing a personal injury claim is a car accident lawyer. Once the car accident claim has been reported, you’ll be contacted by your insurance company’s claim adjuster via telephone or meet you in person so you can complete the Proof of Loss form, a sworn statement to support your claim. The claim’s adjuster determines the extent to which the claim is covered by your insurance policy, and will guide you all throughout the claims process. Insurance companies tend to underestimate your damages, so better hire a car accident lawyer to best negotiate for a higher claim.
In any car accident, insurance companies always want to determine who is at fault whether fully or partially. To help your insurance company provide the right claim’s treatment and consistent injury treatment, your insurance company base it on the Fault Determination Rules. If you feel that the insurance company’s procedures are unfair and the settlement is not favorable to you, contacting a personal injury lawyer or car accident lawyer can help you out. Allow us to give you free legal advice by visiting our website or homepage now. Allow an experienced and expert lawyer to help you in understanding your rights and to protect your interests.